Newsletter | Your Monthly Finance Tips
Monthly Finance Tips - May 17
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The weather has begun to turn, the autumn leaves are blazing away and we begin retreating indoors to wait for the sun to reappear. With winter just around the corner, it’s the perfect time to jump into the garden or consider moving somewhere warmer!
The Reserve Bank met on the 2nd May and, to no great surprise, elected to keep rates on hold at the current rate of 1.5%. Expert opinion remains that there is no impetus for an increase in rates ahead of 2018.
To that end, this month we look at how relocating can actually boost your wellbeing and I’ll give my 5 top tips for what to plant in autumn.
Sometimes, the question as to whether you should choose a fixed or variable rate and which mortgage features are right for you can be confusing – but there’s an easier way! Ask me to give your mortgage a health check to make sure you’re making the most of your investment.
Call me on: 0402 408944
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Monthly Finance Tips - April 17
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Easter is coming up fast and with it a third of 2017! And what an eventful year it’s turning out to be in the housing market. The Reserve Bank met in the first week of the month and official rates remain unchanged at a historical low of 1.5%. Experts predict that current rates are likely to hold through till mid 2018.
As investment interest rates begin a slow rise, investors are supposed to be feeling the squeeze with new APRA curbs – but the stats don’t add up – take a look in our first article and see whether you’ve still got time to diversify your portfolio. And, for the trend spotters, find out why the latest luxury homes are like Coco Chanel’s little black dress.
Investor interest rates are on the rise. It’s time to check whether you should lock in at a low rate or stick to your current mortgage. I can help – let’s have a quick chat now
Call me on - 0402 408944
Monthly Finance Tips - February 2017
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As the summer sun heats up and 2017 gets fully into gear, I hope you’re feeling rested, rejuvenated and ready to take on a brand-new year!
The Reserve Bank met for the first time this year on Tuesday 7th February and again left the official cash rate unchanged at 1.50%.
Our first newsletter of the year sums up what we learned from the 2016 property market and what you can expect for 2017.
You may have noticed that some Lenders/Banks have increased Interest rates for certain borrowers! Don’t delay: check whether your current mortgage is still offering you a great deal – let’s have a quick chat now.
Call me on: 0402 408944
Monthly Finance Tips - March 2017
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The Reserve Bank met on 7 March and decided to leave official rates on hold at 1.5%.
Debt markets currently believe it is unlikely that the RBA will increase rates this calendar year. With the first statistics on home values for the year coming in, in this newsletter I take a look at trends in dwelling values for 2017. For those feeling the pinch of anxiety, I also deliver some tips on how to create a sanctuary of Zen-like calm in your home.
Does your mortgage still meet your needs? Interest rates will inevitably rise – should you consider moving to a fixed rate now?
I can answer both these questions and more.
Call me on - 0402 408944
Monthly Finance Tips - December 2016
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Hot weather has definitely now arrived, so too the usual plethora of pre-Christmas Sales to stimulate the lacklustre retail sector.
Despite the Reserve Bank leaving official rates steady at 1.5%, several Banks have taken the opportunity to increase their fixed, investment and some variable rates. This is a pretty sure sign that rates have bottomed and lenders will grab some extra margin where they can before rates inevitably move northward (but not for a while yet).
In my final eNewsletter for 2016, I take a look at the year that was, and introduce you to the wonderful uses of white vinegar for keeping your house looking spic and span this Christmas (without having to buy expensive cleaning products!).
I’d like to take this opportunity to wish you and yours a wonderful holiday period and an exciting new year. Please devote a little of your time over this break to review your loans. You can call me or drop me an email if you’d like to review your current finances against today’s market. If you’re considering refinancing your mortgage, don’t hesitate to get in touch.
Call me on 0402 408944
Koolee Industries Pty Ltd., ACN. 007 748 405, Credit Representative Number 398993
National Mortgage Brokers Pty Ltd., ABN 88 093 874 376, Australian Credit License 391209
Shane Khoo has access to a panel of lenders through National Mortgage Brokers Pty Ltd (ACN 093 874 376 / Australian Credit Licence 391209), which is a fully-owned subsidiary of Liberty Financial Pty Ltd (ACN 077 248 983 / Australian Credit Licence 286596). Shane Khoo has access to products including those from Liberty Financial.