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Created: 05 August 2016

Can you believe it’s August already?

The countdown to spring is on and before you know it the year will be gone! How are your plans for 2016 working out? You’ve now got just four months to get things started or finished.

The Reserve Bank has delivered a very pleasant surprise for borrowers this month with a 25-point drop in the official Cash Rate to 1.50%.

This month we find out where the 7 million Australians who moved house in the past four years have settled and get some inspiration from Australia’s newly crowned 2016 House of the Year. Rates are low, low, low.

I’m amazed every month by the number of calls I receive from borrowers paying home and investment loan rates well above the market. Now is the time for you to lodge your Tax Return and get me to review all your finances to ensure you have the most advantageous package. Speak to me today.

Call me now 0402 408944 

Read more: Monthly Finance Tips - August 2016

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Created: 15 June 2016

 As we approach the Federal Election, who’s feeling confident about a achieving a decisive result?

Last month’s cash rate cut to 1.75% has delivered another saving for mortgage holders with a further cut predicted by some economic commentators later this year. The RBA’s June meeting resolved to leave the official cash rate unchanged.

This month we look at the pros and cons of the Budget for Australian property and follow up last month’s article on extreme downsizing with 5 reasons why you might want to keep your family home.

If you want to take full advantage of the latest rate cuts, give me a call. I will be happy to layout all your options so you can make an informed decision to suit your circumstances.

Call me now on 0402 408944

Read more: Monthly Finance Tips - June 2016

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Created: 13 July 2016

We live in interesting times. As the votes are counted for the 2016 Federal election, foreign investment stamp duty increases and Brexit still in the news, many of us are wondering what the impact on the Australian economy and property market will be.

The Reserve Bank met in the first week of the month and left the cash rate on hold at 1.75%. The market and economists are expecting a further rate reduction as early as next month.

In this month’s newsletter, I discuss the next Australian growth market – regional property – and look at an interesting study that might make some readers feel a whole lot better about their cleaning habits. Enjoy!

Interest rates are at an all time low but it can’t last forever. If you haven’t checked whether your current mortgage deal delivers great savings, get in touch. I can talk you through all your options so you can make the best decision for your hip pocket.

Call me now 0402 408944

Read more: Monthly Finance Tips - July 2016

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Created: 16 May 2016

 
For most of you the weather has begun to turn. The autumn leaves are falling as we turn our focus indoors and with winter just around the corner, it’s the perfect time to consider your goals and projects for the remainder of 2016!

The Reserve Bank met in the first week of the month and dropped the official cash rate by 0.25% to 1.75%.  This is great news if you have a mortgage but not so good if you have cash in the Bank. While we can’t imagine rates dropping further, who knows? We have a Federal election to deal with and community/business confidence is going to be vital to encourage the market rebound.

This newsletter checks the latest market update for capital cities around Australia, which shows the most expensive suburbs are buoying the national home valuations. I also take a look at the new Tiny Home Movement catching on in Australia – are you dreaming of downsizing your life?

There’s no need to spend hours researching which loan or lender is better – let me do the hard work for you! Pick up the phone and give me a call to get started. 

Call me now on 0402 408944

Read more: Monthly Finance Tips - May 2016