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Newsletter | Your Monthly Finance Tips

 

KeyNow that the dust has settled on EOFY, it’s the perfect time to look back on how the housing market performed around the country over the last financial year.

The Reserve Bank met in the first week of the month and official rates are currently sitting unchanged at 1.50 per cent

My first article this month reports on how Australian capital city dwelling values for 2016-17 – How did your city fare? Then we check out the amazing new technology that allows homes build themselves in the blink of an eye (well almost).

Enjoy the last of winter! Is it time to check whether your current mortgage is still offering you a great deal? I can help – let’s have a quick chat now.

Call me now on: 0402 408944

 

Appartment 1Congratulations on getting past hump month!

As the dust settles on the EOFY, finance news has been shifting its focus on whether interest rates will continue to rise.

The Reserve Bank met in the first week of the month and official rates are unchanged at 1.50 per cent.

To that end, this month I take a look at what one former RBA board member had to say about rate rises.

On a lighter note, I also investigate the top 4 interior trends for your home this winter. Enjoy!

Wondering if you could get a better deal? I can answer all your questions and find you a home loan that’s suited to your individual circumstances, whether you’re a first homebuyer or looking to invest in property. Get in touch today!

Call me now on: 0402 408944 

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Street View

The weather has begun to turn, the autumn leaves are blazing away and we begin retreating indoors to wait for the sun to reappear. With winter just around the corner, it’s the perfect time to jump into the garden or consider moving somewhere warmer!

The Reserve Bank met on the 2nd May and, to no great surprise, elected to keep rates on hold at the current rate of 1.5%. Expert opinion remains that there is no impetus for an increase in rates ahead of 2018.

To that end, this month we look at how relocating can actually boost your wellbeing and I’ll give my 5 top tips for what to plant in autumn.

Sometimes, the question as to whether you should choose a fixed or variable rate and which mortgage features are right for you can be confusing – but there’s an easier way! Ask me to give your mortgage a health check to make sure you’re making the most of your investment.

Call me on: 0402 408944 

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ShovelIt’s been an eventful month for mortgagees as the government and regulators alike announce new rules that affect financing and interest rates.

The Reserve Bank met in the first week of the month and the Board decided to leave the cash rate unchanged at 1.50 per cent.

In this month’s newsletter, we look at how banks have responded to APRA’s call to tighten lending on interest-only and investment loans. We’ll also look at how the new ATO rules for reporting tax defaulters from July 1 2017 impacts you.

If you want to take advantage of existing low rates before they hike up again, it’s now time to give me a call.

I can lay all your options out on the table so you can make the most informed decision for your unique circumstances.

Call me now on: 0402 408944

Up arrowsEaster is coming up fast and with it a third of 2017! And what an eventful year it’s turning out to be in the housing market. The Reserve Bank met in the first week of the month and official rates remain unchanged at a historical low of 1.5%. Experts predict that current rates are likely to hold through till mid 2018.

As investment interest rates begin a slow rise, investors are supposed to be feeling the squeeze with new APRA curbs – but the stats don’t add up – take a look in our first article and see whether you’ve still got time to diversify your portfolio. And, for the trend spotters, find out why the latest luxury homes are like Coco Chanel’s little black dress.

Investor interest rates are on the rise. It’s time to check whether you should lock in at a low rate or stick to your current mortgage. I can help – let’s have a quick chat now  

 Call me on - 0402 408944