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Newsletter | Your Monthly Finance Tips

 

Art galleryAutumn is a time of endings – as increased rainfall and chilly nights replace the last sunny days. But it’s a season of beginnings as well – a great time to get to work renovating, painting and preparing the garden for winter and spring veggies. This newsletter is chock-full of ideas and inspirations for April. At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent.

Is your suburb on the rise? Our first article looks at the latest growth suburbs across the country. And I also give you the lowdown on how to get your autumn garden ready for outdoor fun. Enjoy!

Make your lender research a breeze – ask me to do it for you! You’ll save time and find a mortgage deal that ticks all the right boxes for you. Call me today.

Call me now on 0402 408944


Will your suburb experience growth this year?Australia 1

An NAB residential property survey has updated figures on the Australian suburbs set to perform better over the next year.

While it shows housing sentiment across all Australia’s capital cities holding steady at +20 (above the longstanding average +14), the recent Sydney market slow-down has resulted in a decrease of sentiment in NSW and Victoria.   

This was offset by significant increases in South Australia and the Northern Territory as well as improvements in Western Australia.

The quarterly survey of around 300 property professionals for Q4 2018 shows housing sentiment across Australia’s capital cities held steady at a reading of +20 — above the long-term average of +14.

The report also listed which suburbs are tipped to enjoy above-average growth. Are you living in one of them?

Want to take advantage of the current market? Talk to me first. I’ll guide you through what you need to do to find the loan that’s perfect for your unique situation.  


Keep the summer spirit alive outdoors when the temperature dropsApartment looking up

Most of us mourn the loss of our indoor-outdoor lifestyle at the end of summer. But it doesn’t have to be that way.

There are heaps of ways you can create a warm, stylish autumn-proof haven you'll love spending time in. Here are 4 of the best ideas for creating an inviting outdoor space you can use (almost) all year round – whatever your budget.  .   

1. Get cosy. Use blankets and cushions in your outdoor entertaining areas, coupled with an effective heat source. You could add a freestanding or hanging gas heater to your deck or the season’s outdoor accessory du jour – a fire pit on the patio or under the pergola (because who doesn't love sitting around a campfire?). If you want something a bit more permanent, a built-in fireplace outdoors is becoming all the rage to extend the season.

2. Cover up. Retractable awnings are so in right now. They’re perfect for summer because you can invite the breeze in but in autumn you’ll use it to protect yourself from the elements and trap in heat. If you can’t squeeze an awning in, a gazebo or pavilion can create an intimate space in the garden.

3. Fake it till you make it. No room for a fire pit or gas heater? Create the impression of warmth using texture and colour – exposed brick, timber and warm coloured tiles all provide an organic, warm look to your space. Add soft outdoor furnishings in an earthy palette, and you'll feel toasty warm in no time.

4. Light a living fire. Deciduous trees are the highlight of autumn gardens where the burst of red, orange, brown and yellow leaves delight the eye and give a sense of warmth. Plant some maples, sapium, cercis or pyrus trees around your outdoor space for a fiery hue.

Refinancing with today's low-interest rates is a great way to get extra cash for that renovation or garden makeover. I’ll take the guesswork out of which loans are right for you – call me for an appointment now.